Like many natural disasters, a flash flood can take you by surprise. Though weather services can often predict a flood, it's crucial to be prepared so that you protect yourselves and your property without panic. Here are some ways you can prepare for the possibility of a flood:
Get Flood Insurance
Flood damage is not included in most traditional homeowners insurance policies. If your home is in an area prone to floods, you can get financial peace of mind by purchasing a separate flood policy. Most flood insurance will cover the costs of repairs to your home and any personal belongings lost or damaged by a flood. Some policies also include a stipend for temporary lodging and preparedness supplies.
Understand Your Risk
Floods are more of a risk in some regions than others. However, flash floods can occur even in areas without a lot of rainfall. Because every location is different, research the flood risk where you live to get a sense of how prepared you should be. Consult your community's flood map to determine your risk and better understand the surrounding area.
Create a Household Inventory
Creating a thorough list of your household belongings is a common recommendation for insurance purposes, but can also help you regardless of a flood. Make a note of valuables, furniture, home electronics and any personal items that you would want to protect in the event of an emergency. This is also an excellent opportunity to protect important documents, either by making backup copies or by storing them in a water-tight container.
Have a Plan
Gather with your family or housemates and discuss an emergency plan. Create a "go" bag with essential items and first aid that you can grab in a hurry. If you have pets, make sure any leashes or carriers are somewhere you can access quickly. The more prepared you are for a flash flood, the safer you and your property will be.
About the Author
Tina Broyles, DRE 01009212 & NMLS 91630
Headline: Tina Broyles: Your Expert Real Estate Agent for Fremont, San Jose, and the Bay Area | eXp Realty
Bio:
As a dedicated real estate professional and a long-time resident of the California Bay Area, I have been proudly serving the real estate community since 1987. My mission is to provide my clients with unparalleled professionalism, in-depth market knowledge, and a caring approach that has resulted in a business built almost entirely on referrals.
Your Trusted Real Estate Advisor in the Bay Area
I specialize in the vibrant and diverse real estate markets of Fremont, Campbell, San Jose, Saratoga, Cupertino, Sunnyvale, Morgan Hill, Santa Clara, Mountain View, and Milpitas, CA. With over three decades of experience, I have a deep understanding of these communities and can provide you with the insights you need to make informed decisions.
One of the most consistent compliments I receive from clients is about my responsiveness to their needs. Your goals are my top priority, and I am committed to being there for you every step of the way. I am honored to have been voted "Best of Milpitas" every year from 2000 to 2020, a testament to my dedication to my clients and my community.
About My Business: eXp Realty
As part of the innovative eXp Realty team, I bring a diverse set of skills and a commitment to excellence to every transaction. We leverage cutting-edge technology that is "beyond expectation" to provide you with a seamless and efficient real estate experience. My team and I offer the perfect balance of experience and professionalism to help you achieve your real estate dreams in the Bay Area.
Community Involvement
I believe in giving back to the community that has given me so much. I am a happily married mother of two and a proud grandmother to two beautiful granddaughters, Audrina and Chesney. In my free time, I enjoy golfing, exercising, and my weekly Bible study. I am also passionate about serving the homeless community in Milpitas and supporting our local businesses.
I would be honored to get to know you and your family and put my extensive real estate experience to work for you.
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