Finding the best homeowners insurance for your needs

by Tina Broyles, DRE 01009212 & NMLS 91630 11/24/2024

Photo of a home exterior

Choosing the best homeowners insurance can seem like a daunting task. Luckily, there are some ways you can make the process easier. Here are some tips to get you started:

How to choose the best homeowners insurance policy for you

The first step to choosing the best policy is to understand what's included in homeowners insurance coverage. Homeowners insurance covers damage to your home, as well as personal liability coverage for damages or injuries.

A homeowners policy can also help pay for temporary lodging if you're unable to live in your home while it's repaired. This is included in the part of coverage for additional living expenses.

How to compare homeowners insurance companies

When comparing insurance providers, there are three key things to consider: cost, location and reviews. You can compare the cost of homeowners insurance policies by getting quotes from providers.

The rate quotes will be partially based on your location and other factors like crime or extreme weather. Also, reading reviews can give you insight into a company's policies and customer service.

How to tailor your insurance coverage and bundles

A homeowner insurance company can offer a variety of extra protection in the form of personal property coverage for personal belongings. However, if you live in an area prone to floods or earthquakes, you'll need an additional policy for extended coverage.

Discussing your needs with an insurance provider is the best way to determine you get the coverage you need.

About the Author
Author

Tina Broyles, DRE 01009212 & NMLS 91630

HELLO.... Im a California Bay Area Resident serving the Real Estate community since 1987!

I serve people with professionalism, knowledge and care and my business has grown to almost 100% referred as a result.

Happily married with two grown children and two beautiful granddaughters, Audrina & Chesney! 

I love to golf, exercise, Bible study & serve the Homeless community weekly in Milpitas.

I support our businesses and our community!

I'm well known and respected by my peers. Voted Best of Milpitas every year since 2000-2020 until we relocated after COVID from Milpitas to San Jose in 2020.

One of the compliments we consistently hear is how responsive we are to our client’s needs. That is so important to us!

I'd be honored to get to know you and your family and put my real estate experience to work for you!

ABOUT MY BUSINESS:

My Team represents a diverse array of skills and provides the perfect balance of experience and professionalism working in the Bay area. Our technology capability is beyond expectation!

CAL BRE #01009212 NMLS #2441